What information might the SPMInsurance.com website collect?

The website, links, and online forms collects information from you when you register on our site, subscribe to an eNewsletter, respond to a survey, or fill out a form.

When using our site you may be asked to enter your personal information. We only collect this information from you:

• To personalize our website and your experience (we strive to improve our website from the feedback we receive from you)
• To send periodic emails including information on products and services (eNewsletters, rates, contests, training)

How do we protect your information?

We use security measures to maintain the safety of your personal information when you enter, submit, or access personal information. 3rd party content providers (imeritti and their relationship with iPipeline) use secure servers. To keep information confidential, our Database can only be accessed by those authorized with special access rights to our systems.

Do we use cookies or password procect parts of the website or wewbsite access?

At times this website and related third-party websites need to use cookies and/or passwords so that "Agent Only" information cannot be viewed by the general public. (Cookies are small files that a website or its service provider transfers to your computers hard drive through your Web browser enabling the site, linked third-party websites, or service providers systems to recognize your browser and give you the information that you request.)

Cookies may be used to understand and save your preferences for future visits and compile aggregate data about site traffic and site interaction so that you can be offered better site experiences in the future. We may contract with third-party service providers to assist us in better understanding our site visitors. These service providers are not permitted to use the information collected on our behalf except to help us conduct and improve our business.

Do we disclose any information to outside parties?

No. We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third-parties who assist us in operating our website, conducting our business, or servicing your needs, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

What about the third-party links that are on your website?

Our website includes third-party links on our website. These third party sites have separate and independent privacy policies and we have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we still seek to protect the integrity of our site and welcome any feedback about these sites.

Do you comply with the California Online Privacy Protection Act?

Because we value your privacy we do everything in our power to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent. As part of the California Online Privacy Protection Act, all users of our site may make any changes to their information at anytime by logging into their control panel and going to the 'Edit Profile' page.

Do you comply with the Childrens Online Privacy Protection Act?

Our website is directed to people who are at least 13 years old or older. We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), since our website is focused on the needs of Agents and Agencies (who are required to be over the age of majority) and limits use beyond basic information through Log-Ins and Passwords.

This online privacy policy applies only to information collected through our website and not to information collected offline.

Contact Us with Any Questions:

If you have any questions or concerns, If there are any questions regarding this privacy policy ... please contact us or write to:

SPM Insurance
26800 Aliso Viejo Parkway – Suite 150
Aliso Viejo, CA 92656.

By using our site, you consent to our online privacy policy. If website requirements change or we decide to change our privacy policy ... we will post those changes on this page without advance notice.

NOTICE: The information given in this website is for LICENSED INSURANCE AGENTS ONLY and does not constitute legal or accounting advice or opinion, and should not be relied upon for any planning purposes. It is provided solely and exclusively for general, non-specific educational purposes, and to advise the reader of the nature of the services offered by SPM Insurance, Inc. Additionally, the information given on this website is not meant to be a substitute for legal representation. SPM Insurance, Inc. does not provide tax related services, nor do we provide any tax advice, tax opinions, counseling on tax matters, tax strategies, tax products, tax shelters, or anything else of a tax-related nature. If you desire such planning you should contact a licensed tax attorney in your state and always seek a second opinion in regard to your tax planning